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 Orchard
Bank MasterCard®
The Orchard
BankPlatinum credit card program offers credit cards to those
with no credit, little credit, damaged credit or restored credit.
We've helped millions of people obtain credit who may not have
traditionally qualified for a credit card. Because of our reputation
for outstanding customer service, modest fees and a focus on credit
education, Orchard Bank credit cards are highly regarded by our
cardmembers. With a unique approach of educating customers on all
aspects of obtaining and managing credit, the Orchard Bank MasterCard®
continues today as a leader in the under-served credit industry.
Below are just a few of the many benefits of the Orchard Bank MasterCard®.
Low Annual Fees
Competitive APRs
Periodic Credit Limit Increase Review
Complimentary Online Services for Account Management and Payment.
Apply for a First
Vineyard MasterCard® Card
First Vineyard is a new and exciting card incentive
program. Simply use your First Vineyard MasterCard® Card for
everyday spending, tell your friends and family about this exciting
program, and begin receiving compensation.
Receive cash back from your own spending
Receive cash compensation from the spending of anyone in your compensation
tree.
Live debt free and receive compensation for your everyday spending.
Reload your card directly from your payroll or bank account
Powerful Online Account Management
Online Bill Payment service included – Pay your bills directly
with our powerful bill payment service
Card Accepted at 30 Million merchants & One Million ATM machines
A great card to apply for is a Pulaski
Bank MasterCard® or VISA®
The Pulaski Bank credit card may be right for you if you have Excellent
Credit and are looking for a card with a fixed rate and want to
Transfer Balances from other credit cards. Even though the card
has a $35-$50 (gold is $50.00) annual fee, this card can be a very
good deal if you carry high balances on other cards. The intro rate
is 0% on balance transfers for 6 billing periods, and then the annual
percentage rate (APR) is only 7.99%. There is no balance transfer
or cash advance fees, and is one of the few cards still having a
25-day grace period.
Pulaski Bank offers MasterCard Gold, Regular MasterCard,
and Visa Classic cards.
Purchase rate is a fixed 7.99% annual percentage rate (apr).
Intro balance transfer rate of 0% (apr) for 6 billing periods, ongoing
is 7.99%.
Cash rate is 5.50% apr.
No cash advance or balance transfer fees.
25 day grace period.
$29 late and/or over limit fee.
Minimum payment is 2% of outstanding balance, ($10 minimum) plus
any amount past due or over limit.
Minimum finance charge of $1.00.
Another credit card worth noting from Pulaski
Bank Visa Gold
Don't be left out in the cold with yourcurrent credit
card. Zero worries. Zero hassles. Zero % Balance Transfers.
9.50% APR. No Annual Fee. 0% Balance Transfers.
The American DreamCard MasterCard
The American
DreamCard MasterCard offers a 0% introductory rate for 5 months
with a generous credit line and no annual fee, so it costs you nothing
to carry. With every net $1.00 spent on your card, receive an entry
to win the monthly American DreamCard jackpot. Apply today!
Imagine receiving a free lottery ticket every time
you spend $1.00 on your everyday purchases. Imagine no more! With
the American DreamCard MasterCard, for every net $1.00 spent on
your card, you get an entry to win the monthly American DreamCard
jackpot, from $25,000! Apply Now!
Countdown to the next drawing for the American DreamCard
jackpot! Every net $1.00 spent on your American DreamCard MasterCard
will get you an entry to win the monthly American DreamCard jackpot,
from $25,000. Apply Now!
Benefits:
Each jackpot starts at $25,000.00*
Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries
per purchase)
Get 1,000 entries just for applying!
Entries are good for future drawings and there is no limit to how
many times you can win*
Refer your friends and automatically receive 50 entries for each
referral and get a signing bonus of 1,000 entries for each referral
who is approved for the American Dream Card™
American DreamCard holders also have access to MasterCard® Exclusive
Online ™
Information Points:
No annual fee
0% APR on purchases for the first 5 months †
Grace period for purchases: at least 20 days
Minimum finance charge: $2.00 (starting on 11/10/05)
No transaction fee for purchases
Transaction fee for cash advance
Balance transfer fee: N/A
Credit line up to $25,000.00
APR: See website for additional APR information
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